## Create a payment (agent pays on a customer's behalf)

`payments.create(PaymentCreateParams**kwargs)  -> Payment`

**post** `/v3/payments`

Advances the pay flow for a connected customer handle and returns a
`status` describing where it is (`needs_connection`, `awaiting_user_action`,
`ready`, ...). A payment `id` appears once a card is minted. Idempotent on
the `Idempotency-Key` header.

### Parameters

- `amount_cents: int`

- `currency: str`

- `handle: str`

  Customer phone (E.164) or email.

- `description: Optional[str]`

- `merchant: Optional[Merchant]`

  - `name: Optional[str]`

  - `url: Optional[str]`

- `metadata: Optional[Dict[str, str]]`

### Returns

- `class Payment: …`

  - `id: Optional[str]`

  - `amount_cents: Optional[int]`

  - `approval_url: Optional[str]`

    Present on `awaiting_user_action` once a card is on file and the
    charge needs the customer's passkey. Re-send the create request with
    the same `Idempotency-Key` to collect the payment after they approve.

  - `attach_url: Optional[str]`

    Present on `awaiting_user_action` when the customer has no card on
    file yet. A hosted page — open it for them; it stays valid for about
    48 hours. Not returned on `needs_connection`: connect the handle first.

  - `currency: Optional[str]`

  - `description: Optional[str]`

  - `handle: Optional[str]`

  - `merchant: Optional[Merchant]`

    The merchant the card is minted against, echoed from the request.

    - `name: Optional[str]`

    - `url: Optional[str]`

  - `metadata: Optional[Dict[str, str]]`

    Your own key/values, echoed back from the request.

  - `status: Optional[Literal["needs_connection", "connecting", "awaiting_user_action", 6 more]]`

    - `"needs_connection"`

    - `"connecting"`

    - `"awaiting_user_action"`

    - `"ready"`

    - `"authorized"`

    - `"succeeded"`

    - `"declined"`

    - `"canceled"`

    - `"expired"`

### Example

```python
import os
from linq import LinqAPIV3

client = LinqAPIV3(
    api_key=os.environ.get("LINQ_API_V3_API_KEY"),  # This is the default and can be omitted
)
payment = client.payments.create(
    amount_cents=2500,
    currency="usd",
    handle="+14155550123",
)
print(payment.id)
```

#### Response

```json
{
  "id": "550e8400-e29b-41d4-a716-446655440000",
  "amount_cents": 2500,
  "approval_url": "approval_url",
  "attach_url": "https://app.agentcard.sh/attach/eyJhbGciOi...",
  "currency": "usd",
  "description": "description",
  "handle": "+14155550123",
  "merchant": {
    "name": "DoorDash",
    "url": "doordash.com"
  },
  "metadata": {
    "foo": "string"
  },
  "status": "ready"
}
```